I find that very surprising. Both mine and my parents addresses come under "F" but my insurance isn't bad and have not seen any signs of crime since I moved here 4 years ago and where my parents live there is no crime or accidents. Both are nice areas. ??? Lj2.
Just a guess, but sometimes nice areas attract people from less nice areas because of the 'rich pickings'. But if you've been there for 4 years and had no trouble then that sounds good to me
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